Small Business Liability Insurance
Anyone who runs a small business, is self employed or works as a freelance tradesman should consider small business liability...
Case Studies
Working at Height
If you are a tradesman there is a good chance that you and/or your employees work at height on a...
Tradesman Liability Insurance - Why is it needed?
If you are a tradesman or if you work for yourself, you will probably know by now that one simple...
Business Insurance - What is it? Do I need it?
Anybody running a business, no matter how small, needs to consider business insurance. Whether you are self-employed or run a...
Preparing for a flood makes good business sense
In recent years, we have seen an increasing amount of flooding in England and Wales. This...
Motor Insurance - What Can Go Wrong
An employee driving a company car was involved in a collision. As a result , the 5...
Working From Home - what can go wrong?
Business contents were damaged following a fire in the home. As a result, the policyholder couldn't run his business from there. The business...
Tradesmen - what can go wrong?
In the course of his business, an electrician installed wiring incorrectly in the customer's premises. This resulted in a fire,...
Shops - what can go wrong?
A shop fire resulted in the entire stock of foodstuffs being ruined by smoke damage. In addition, damage...
Offices - what can go wrong?
An office was broken into and several computers were stolen, along with the keys to the premises. The cost...
My Home Insurance - what can go wrong?
Fire claims account for a high proportion of claims under home insurance policies,...
Directors and Officers - what can go wrong?
The director of a small manufacturing company named personally in an unfair dismissal claim by a former employee. The costs...
Property Insurance - what can go wrong?
A key issue is the importance of ensuring that the values you have given as your sums insured are adequate. If...
Professional Indemnity - what can go wrong?
An advertising consultant added the wrong telephone number in an advertisement. This resulted in a reduction in sales, resultant income...
Residential Property Owners - what can go wrong?
During a spell of cold weather, the water supply pipe in the loft space burst due to freezing. The resultant escape of...
Liabilities - what can go wrong?
A brewery company employee climbed onto a conveyor belt to remove some jammed cans. He slipped and trapped his...
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